Interest Rate and Annual Percentage Yield are accurate as of
Account Type
Minimum Opening Deposit
Minimum Balance to obtain APY
Interest
Rate
Annual
Percentage Yield
Checking Accounts
Account Type
Minimum
Opening Deposit
Minimum Balance
to obtain APY
Rate
APY
NOW Checking Account*
$500
$500
0.40%
0.40%
Super NOW Checking Account*
$1,000
$1,000
0.50%
0.50%
Savings Accounts
Account Type
Minimum
Opening Deposit
Minimum Balance
to obtain APY
Rate
APY
Savings Account*
$25
0.45%
0.45%
Christmas Club*
$25
0.75%
0.75%
Money Market Account - Tier 1*
$1,000
$1,000-$24,999.99
0.85%
0.85%
Money Market Account - Tier 2*
$25,000 and higher
1.00%
1.00%
Health Savings Accounts
Account Type
Minimum
Opening Deposit
Minimum Balance
to obtain APY
Rate
APY
Health Savings Account - Tier 1*
$50
$50-$4,999.99
0.70%
0.70%
Health Savings Account - Tier 2*
$5,000-$14,999.99
0.95%
0.95%
Health Savings Account - Tier 3*
$15,000-$24,999.99
1.25%
1.25%
Health Savings Account - Tier 4*
$25,000 and higher
1.50%
1.50%
Certificate of Deposits
Account Type
Minimum
Opening Deposit
Minimum Balance
to obtain APY
Rate
APY
6 month CD
$5,000
$5,000
1.50%
1.50%
1 Year CD
$1,000
$1,000
1.65%
1.65%
2 Year CD
$1,000
$1,000
2.00%
2.00%
3 Year CD
$1,000
$1,000
2.60%
2.60%
5 Year CD
$5,000
$5,000
3.00%
3.00%
Individual Retirement Accounts
Account Type
Minimum
Opening Deposit
Minimum Balance
to obtain APY
Rate
APY
Flexible Growth IRA*
$50
1.00%
1.00%
18 Month IRA CD
$10,000
$10,000
2.50%
2.50%
4 Year IRA CD
$25,000
$25,000
3.00%
3.00%
* Rate may change after the account is opened.
Fees may reduce earnings
Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or quarterly, whichever occurs first. A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year and for the 18 Month IRA CD. A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice. CDs are automatically renewed after 10 day grace period past maturity. Please contact the Bank of Cashton at (800) 205-7203 with any questions regarding the above referenced products.